Our Mission

Changing Benefits for Good.


Follow our lead

We clear the path, you reap the benefits.

There are many shiny objects and bold promises in the world of employee benefits, and it is difficult to know who to trust.  Cairn Advisors is a partnership between active business leaders, and a team of experienced health insurance and healthcare professionals.  We eat our own cooking – the solutions that we offer to clients adhere to the disciplined purchasing principles that we demand for our own company health plan.

Learn more

About Us

Together we can

When We Band Together, We Have Tremendous Power.

Employers provide over 160 million Americans with access to healthcare, through employer-sponsored benefits programs, at great expense to each individual company. We believe they deserve to know what they are paying for, and how to ensure they are getting a fair price.

This is accomplished by removing the focus from insurance, and placing focus on the real cost driver – the price and quality of healthcare. As more employers adopt the practice of active risk management, our power to influence the healthcare system grows stronger.

Learn more

In the news

New Studies Show.

Homeless Rates In the US
Read article
Helping the Unfortunate Helps Yourself
Read article
Why Giving Is Important | Five Reasons to Donate
Read article

Play your part

What You Do Really Helps.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.



We can help

When We Know Better, We Do Better.

Your team members and their families sit at the heart of your benefits strategy. Meaningful cost reduction without meaningful improvement to the employee experience is incomplete.  We find that when members are given proper data and education, they make better decisions for their physical and financial well-being.  Where traditional insurance programs use blunt instruments of program design and denial of treatment, we use education, and powerful incentives to achieve better outcomes.

We start by tailoring a program for your organizational and geographic needs, and surround your members with a team of experienced healthcare and health insurance professionals to guide them to high-value healthcare.  Clients will have data access and program flexibility, enabling them to adapt to the ever-changing healthcare landscape, and capitalize on opportunities to help direct members to high-value care.

Learn more
We work as a team with our clients
Volunteer now